- Indiana is a -28.5 point favorite vs. Charlotte
- Charlotte vs. Indiana Total(Over/Under): 48.5 points
- TV Channel: BTN
The Charlotte 49ers (1-2) visit Memorial Stadium to take on the Indiana Hoosiers (3-0) on Sep. 21 in Bloomington, IN. Kickoff is scheduled for 12:00pm EDT.
Indiana is a betting favorite in Week 4, with the spread sitting at -28.5 (-115).
The Charlotte vs. Indiana Over/Under is 48.5 total points.
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Charlotte vs. Indiana Odds, Spread, Over/Under:
| Spread | Total (O/U) | Moneyline | |
| Charlotte | +28.5 -105 | 48.5 -105 | +2000 |
| Indiana | -28.5 -115 | 48.5 -115 | -10000 |
Charlotte vs Indiana Prediction:
The winning team model predicts Indiana will win this game with 95.0% confidence, based on game simulations, offensive & defensive matchups and recent game results.
This winning team prediction factors in up-to-date player injuries for both Charlotte and Indiana, key player performances this season and recent team trends.
Charlotte vs Indiana Spread Prediction:
Based on recent against-the-spread trends, the model predicts Charlotte will cover the spread with 85.2% confidence.
This prediction against the spread factors in ATS performances for both teams, opening and current betting lines plus public and sharp money already wagered on this matchup.
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Charlotte Against the Spread (ATS) Record
Charlotte is 1-2 against the spread this college football season (-1.2 Units / -36.92% ROI).
- Charlotte is 1-2 when betting on the Moneyline for -1 Units / -12.2% ROI
- Charlotte is 2-1 when betting the Over for +0.9 Units / 27.27% ROI
- Charlotte is 1-2 when betting the Under for -1.2 Units / -36.36% ROI
Indiana Against the Spread (ATS) Record
Indiana is 2-1 against the spread this college football season (+0.95 Units / 29.23% ROI).
- Indiana is 2-0 when betting on the Moneyline for +2 Units / 7.38% ROI
- Indiana is 2-1 when betting the Over for +0.95 Units / 29.23% ROI
- Indiana is 1-2 when betting the Under for -1.2 Units / -35.82% ROI
Charlotte: Keys to the Game vs. Indiana
Charlotte is winless (0-13) when allowing 5 or more explosive passes since the 2022 season– T-worst in FBS; Average: .429
Charlotte is 1-5 (.167) when the opposing team commits less than 60 yards in penalties since the 2023 season– T-7th-worst among Non-Power Conference Teams; Average: .502
Charlotte is 1-8 (.091) when throwing at least 1 interception since the 2023 season– T-15th-worst in FBS; Average: .325
Charlotte is 2-13 (.133) when the opposing team commits less than 60 yards in penalties since the 2022 season– 4th-worst in FBS; Average: .511
Indiana: Keys to the Game vs. Charlotte
Indiana is winless (0-8) when the opposing team rushes more than 30 times since the 2023 season– T-worst among Power Conference Teams; Average: .408
Indiana is winless (0-9) when the opposing team converts 55% or more of its red zone chances into touchdowns since the 2023 season– T-worst among Power Conference Teams; Average: .403
Indiana is 1-10 (.091) when the opposing team commits less than 60 yards in penalties since the 2022 season– T-2nd-worst among Power Conference Teams; Average: .513
Indiana is winless (0-6) when throwing at least 1 interception since the 2023 season– T-worst in FBS; Average: .325
Matchup Notes for Charlotte vs. Indiana
Indiana’s WRs has gained 759 yards on 48 receptions (15.8 YPR) this season — 4th-best among Big Ten WRs. Charlotte’s defense has allowed 18.4 Yards Per Reception to WRs this season — 4th-worst among FBS defenses.
Indiana’s WRs has gained 759 yards on 48 receptions (15.8 YPR) this season — 31st-best among FBS WRs. Charlotte’s defense has allowed 15.6 Yards Per Reception this season — T-5th-worst among FBS defenses.
Indiana has gained 865 yards on 59 receptions (14.7 YPR) this season — T-22nd-best among FBS skill players. Charlotte’s defense has allowed 15.6 Yards Per Reception this season — T-5th-worst among FBS defenses.
Charlotte’s WRs has gained 477 yards on 30 receptions (15.9 YPR) this season — T-29th-best among FBS WRs. Indiana’s defense has allowed just 9.5 Yards Per Reception to WRs this season — T-17th-best among FBS defenses.
Charlotte’s WRs has gained 477 yards on 30 receptions (15.9 YPR) this season — T-29th-best among FBS WRs. Indiana’s defense has allowed just 7.9 Yards Per Reception this season — 2nd-best among Big Ten defenses.
Charlotte’s offense has thrown for 20 or more yards on 14.4% of 111 attempts this season — 26th-best among FBS offenses. Indiana’s defense allowed 20+ yards on just 3.8% of attempts this season — 3rd-worst among Big Ten defenses.
Charlotte Offensive Stats & Trends
Charlotte’s WRs has gained 477 yards on 30 receptions (15.9 YPR) this season — T-29th-best among FBS WRs. Indiana’s defense has allowed just 9.5 Yards Per Reception to WRs this season — T-17th-best among FBS defenses.
Charlotte TEs have been targeted 11 times in the 4th quarter this season– most among FBS Teams
Charlotte’s WRs has gained 477 yards on 30 receptions (15.9 YPR) this season — T-29th-best among FBS WRs. Indiana’s defense has allowed just 7.9 Yards Per Reception this season — 2nd-best among Big Ten defenses.
Charlotte TEs have 9 receptions in the 4th quarter this season– T-most among FBS Teams
Charlotte TEs have averaged 8.3 receptions per game (25/3) this season– 2nd-best among FBS Teams; Average: 3.3
Indiana Offensive Stats & Trends
Indiana’s WRs has gained 759 yards on 48 receptions (15.8 YPR) this season — 4th-best among Big Ten WRs. Charlotte’s defense has allowed 18.4 Yards Per Reception to WRs this season — 4th-worst among FBS defenses.
Indiana’s WRs has gained 759 yards on 48 receptions (15.8 YPR) this season — 31st-best among FBS WRs. Charlotte’s defense has allowed 15.6 Yards Per Reception this season — T-5th-worst among FBS defenses.
Indiana has gained 865 yards on 59 receptions (14.7 YPR) this season — T-22nd-best among FBS skill players. Charlotte’s defense has allowed 15.6 Yards Per Reception this season — T-5th-worst among FBS defenses.
Indiana’s WRs has gained 759 yards on 48 receptions (15.8 YPR) this season — 4th-best among Big Ten WRs. Charlotte’s defense has allowed 15.6 Yards Per Reception this season — T-4th-worst among NonP5 defenses.
Indiana has gained 865 yards on 59 receptions (14.7 YPR) this season — T-22nd-best among FBS skill players. Charlotte’s defense has allowed 15.6 Yards Per Reception this season — T-4th-worst among NonP5 defenses.
Charlotte 49ers Defensive Stats & Trends
Charlotte has allowed 15.6 yards per completion (780 yards/50 completions) this season– T-5th-worst in FBS; Average: 11.3
Charlotte has allowed a Completion Pct of 66% (69 completions/105 attempts) on 3rd and long since the 2022 season– 5th-worst in FBS; Average: 54%
Charlotte has intercepted 5 of 83 attempts (16.6 pass attempts per int.) this season– 3rd-best among Non-Power Conference Teams; Average: 41.1
Charlotte has allowed a Completion Pct of 66% (462 completions/698 attempts) since the 2022 season– 6th-worst in FBS; Average: 61%
Charlotte has averaged 1.67 interceptions per game (5/3) this season– T-8th-best in FBS; Average: 0.85
Indiana Hoosiers Defensive Stats & Trends
Indiana has allowed a Completion Pct of just 33% (4 completions/12 attempts) on 3rd and short since the 2023 season– T-3rd-best in FBS; Average: 62%
Indiana has tackled opponents for a loss on 98 of 531 rushing attempts (18% TFL%) since the 2023 season– T-28th-best in FBS; Average: 16%.
Indiana has sacked opponents 12 times this season– most in the Big Ten
Indiana has sacked opposing QBs on 15% of pass attempts (12/79) this season– 6th-best in FBS; Average: 7%
Indiana has allowed 33 first down receptions in the Red Zone since the 2022 season– most in FBS
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