Louisiana vs Charlotte Prediction, Odds & Best Prop Bets โ€“ NCAAF, Week 4

Charlotte fans arrive at McColl-Richardson Field before an NCAA college football game between the Charlotte and the Campbell in Charlotte, N.C., Saturday, Aug. 31, 2013.
(AP Photo/Chuck Burton)
Sportsbook Promos This Week
  • The Louisiana-Lafayette Ragin Cajuns are a -10 point favorite vs. the Charlotte 49ers
  • Louisiana vs. Charlotte Total (Over/Under): 48.5 points
  • TV Channel: ESPN+

Louisiana (2-1) visit Jerry Richardson Stadium to take on Charlotte (0-3) on Sep. 26 in Charlotte, NC. Kickoff is scheduled for 6:30 pm.

The Louisiana-Lafayette Ragin Cajuns are betting favorites in Week 4, with the spread sitting at -10 (-110).

The Louisiana vs. Charlotte Over/Under is 48.5 total points.

Bet now on Charlotte 49ers vs Louisiana-Lafayette Ragin Cajuns & all NCAAF games with BetMGM

Louisiana vs. Charlotte Odds, Spread, Over/Under:

SpreadTotal (O/U)Moneyline
Louisiana-10 -11048.5 -105-425
Charlotte +49 -10848.5 -115+320

Louisiana vs Charlotte Prediction:

The winning team model predicts Louisiana will win this game with 67.5% confidence, based on game simulations, offensive & defensive matchups and recent game results.

The winning team prediction factors in up-to-date player injuries for both the Louisiana-Lafayette Ragin Cajuns and the Charlotte 49ers, key player performances this season and recent team trends.

Louisiana vs Charlotte Spread Prediction:

Based on recent against-the-spread trends, the model predicts Louisiana will cover the spread with 50.7% confidence.

This prediction against the spread factors in ATS performances for both teams, opening and current betting lines plus public and sharp money already wagered on this matchup.


Bet now on Charlotte 49ers vs Louisiana-Lafayette Ragin Cajuns and all games with BetMGM


  • Louisiana has hit the 1H Game Total Over in 9 of their last 12 games (+5.65 Units / 40% ROI)
  • Louisiana has hit the Team Total Over in 9 of their last 12 games (+5.60 Units / 41% ROI)
  • Louisiana has hit the 1H Moneyline in 6 of their last 12 games (+5.15 Units / 18% ROI)
  • Louisiana has hit the 1Q Game Total Under in 8 of their last 12 games (+3.60 Units / 26% ROI)
  • Louisiana have covered the 1H Spread in 8 of their last 12 games (+3.40 Units / 25% ROI)
  • Charlotte has hit the 1Q Game Total Over in 7 of their last 11 games (+2.50 Units / 19% ROI)
  • Charlotte have covered the Spread in 6 of their last 11 games (+1.62 Units / 13% ROI)
  • Charlotte has hit the 1H Game Total Under in 6 of their last 11 games (+1.60 Units / 13% ROI)
  • Charlotte has hit the Team Total Over in 6 of their last 11 games (+0.50 Units / 4% ROI)
  • Charlotte has hit the Game Total Under in 6 of their last 11 games (+0.48 Units / 4% ROI)

Louisiana Against the Spread (ATS) Record

Louisiana-Lafayette Ragin Cajuns is 2-0 against the spread this college football season (+2 Units / 60.61% ROI).

  • Louisiana is 2-1 when betting on the Moneyline for +1 Units / 6.39% ROI
  • Louisiana is 1-2 when betting the Over for -1.2 Units / -36.36% ROI
  • Louisiana is 2-1 when betting the Under for +0.9 Units / 27.27% ROI

Charlotte Against the Spread (ATS) Record

Charlotte 49ers is 2-1 against the spread this college football season (+0.92 Units / 28.05% ROI).

  • Charlotte is 0-2 when betting on the Moneyline for -17.5 Units / -100% ROI
  • Charlotte is 1-2 when betting the Over for -1.2 Units / -36.59% ROI
  • Charlotte is 2-1 when betting the Under for +0.88 Units / 26.51% ROI

Louisiana: Keys to the Game vs. Charlotte

Louisiana was 9-3 (.750) when rushing for more than 100 yards last season– T-14th-best among Non-Power Conference Teams; Average: .572

Louisiana was 7-1 (.875) when they have committed less than 60 yards in penalties last season– T-3rd-best among Non-Power Conference Teams; Average: .470

Louisiana was 9-2 (.818) when allowing less than 3 sacks last season– 9th-best among Non-Power Conference Teams; Average: .583

Louisiana was 6-4 (.600) when sacking the QB less than 3 times last season– T-30th-best in FBS; Average: .429

Charlotte: Keys to the Game vs. Louisiana

Charlotte is winless (0-11) when allowing 100 or more rushing yards this season– T-worst among Non-Power Conference Teams; Average: .390

Charlotte is winless (0-10) when the opposing team rushes more than 30 times this season– T-worst in FBS; Average: .436

Charlotte is winless (0-10) when the opposing team rushes more than 30 times this season– T-worst among Non-Power Conference Teams; Average: .404

Charlotte is winless (0-9) when converting less than 50% of third down conversion opportunities this season– T-worst among Non-Power Conference Teams; Average: .422

Matchup Notes for Louisiana vs. Charlotte

Charlotte’s RBs averaged just 4.7 yards after the catch last season — 3rd-worst among FBS RBs. Louisiana’s defense allowed just 6.3 RAC to RBs last season — T-35th-best among FBS defenses.

Charlotte’s RBs has rushed for 1,247 yards on 325 carries (just 3.8 YPC) since the 2024 season — 2nd-worst among FBS RBs. Louisiana’s defense have allowed 5.3 YPC to RBs since the 2024 season — T-30th-worst among FBS defenses.

Charlotte’s RBs gained 187 yards on 40 receptions (just 4.7 YPR) last season — T-3rd-worst among FBS RBs. Louisiana’s defense allowed just 6.3 Yards Per Reception to RBs last season — T-31st-best among FBS defenses.

Louisiana’s offense threw for 2,105 passing yards in 13 games (just 161.9 YPG) last season — 15th-worst among FBS offenses. Charlotte’s defense allowed 271.7 passing yards per game last season — 7th-worst among FBS defenses.

Louisiana’s QBs threw for 2,105 passing yards in 13 games (just 161.9 YPG) last season — 18th-worst among FBS teams. Charlotte’s defense allowed 271.7 passing yards per game last season — 7th-worst among FBS defenses.

Louisiana had just 161.5 receiving yards per game last season — 17th-worst among FBS skill players. Charlotte’s defense allowed 271.7 receiving yards per game last season — 7th-worst among FBS defenses.

Louisiana Offensive Stats & Trends

Louisiana’s offense threw for 2,105 passing yards in 13 games (just 161.9 YPG) last season — 15th-worst among FBS offenses. Charlotte’s defense allowed 271.7 passing yards per game last season — 7th-worst among FBS defenses.

Louisiana’s QBs threw for 2,105 passing yards in 13 games (just 161.9 YPG) last season — 18th-worst among FBS teams. Charlotte’s defense allowed 271.7 passing yards per game last season — 7th-worst among FBS defenses.

Louisiana QBs rushed for 5 TDs in the 4th quarter last season– T-3rd-most among FBS Teams

Louisiana have averaged a touchdown every 3.3 receptions (20 Rec/6 TDs) in the Red Zone this season– 10th-worst Receptions Per TD among FBS Offenses; Average: 2.1

Louisiana had just 161.5 receiving yards per game last season — 17th-worst among FBS skill players. Charlotte’s defense allowed 271.7 receiving yards per game last season — 7th-worst among FBS defenses.

Charlotte Offensive Stats & Trends

Charlotte WRs averaged 18.4 yards per reception (2,114 yards/115 catches) last season– 2nd-best among FBS Teams; Average: 13.4

Charlotte WRs averaged 20.0 yards per reception (600 yards/30 catches) in the 4th quarter last season– 2nd-best among FBS Teams; Average: 13.2

Charlotte WRs averaged 26.5 yards per reception (212 yards/8 catches) with 4-6 yards to go last season– best among FBS Teams; Average: 12.2

Charlotte WRs averaged 20.0 yards per reception (1,039 yards/52 catches) on 1st down last season– 3rd-best among FBS Teams; Average: 13.8

Charlotte RBs rushed for 2 TDs on 251 carries (125.5 Carries Per TD) last season– worst Carries Per TD among FBS Teams; Average: 22.9

Louisiana Defensive Stats & Trends

Louisiana allowed 11 TD passes in close and late situations in the 2023 season– most among Non-Power Conference Teams

Louisiana has allowed 7 TD passes in close and late situations this season– T-3rd-most in FBS

Louisiana allowed just 10.0 yards per completion (2,719 yards/273 completions) last season– T-2nd-best among Non-Power Conference Teams; Average: 12.0

Louisiana allowed 11 TD passes in close and late situations in the 2023 season– most in FBS

Louisiana has tackled opponents for a loss on just 64 of 516 rushing attempts (12% TFL%) this season– T-19th-worst in FBS; Average: 15%.

Charlotte Defensive Stats & Trends

Charlotte has not recorded a sack (42 pass attempts) in the Red Zone this season– T-worst among Non-Power Conference Teams; Average: 15.8

Charlotte has not recorded a sack (42 pass attempts) in the Red Zone this season– T-worst in FBS; Average: 16.2

Charlotte did not record a sack (42 pass attempts) in the Red Zone last season– T-worst among Non-Power Conference Teams; Average: 15.8

Charlotte has tackled opponents for a loss on just 49 of 484 rushing attempts (10% TFL%) this season– 4th-worst among Non-Power Conference Teams; Average: 15%.

Charlotte has averaged a sack every 28.7 pass attempts (402 Pass Attempts/14 Sacks) this season– 6th-worst in FBS; Average: 14.7


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