North Texas vs Charlotte Prediction, Odds & Best Prop Bets – NCAAF, Week 9

BetMGM Betting Oct 24, 2025, 3:16 PM

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North Texas is a -26.5 point favorite vs. Charlotte
North Texas vs. Charlotte Total (Over/Under): 61.5 points
TV Channel: ESPN2

North Texas (6-1) visit Jerry Richardson Stadium to take on Charlotte (1-6) on Oct. 24 in Charlotte, NC. Kickoff is scheduled for 7:00pm EDT.

North Texas is a betting favorite in Week 9, with the spread sitting at -26.5 (-110).

The North Texas vs. Charlotte Over/Under is 61.5 total points.

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North Texas vs. Charlotte Odds, Spread, Over/Under:

	Spread	Total (O/U)	Moneyline
North Texas	-26.5 -110	61.5 -110	-5000
Charlotte	+26.5 -110	61.5 -110	1400

North Texas vs Charlotte Prediction:

The winning team model predicts North Texas will win this game with 75.5% confidence, based on game simulations, offensive & defensive matchups and recent game results.

This winning team prediction factors in up-to-date player injuries for both North Texas and Charlotte, key player performances this season and recent team trends.

North Texas vs Charlotte Spread Prediction:

Based on recent against-the-spread trends, the model predicts North Texas will cover the spread with 50.3% confidence.

This prediction against the spread factors in ATS performances for both teams, opening and current betting lines plus public and sharp money already wagered on this matchup.

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North Texas Best Bets Today

North Texas has hit the 1Q Moneyline in 8 of their last 13 games (+6.20 Units / 27% ROI)
North Texas has hit the Team Total Over in 4 of their last 5 games (+2.95 Units / 50% ROI)
North Texas have covered the 1Q Spread in 8 of their last 13 games (+2.84 Units / 19% ROI)
North Texas have covered the 1H Spread in 7 of their last 13 games (+2.25 Units / 15% ROI)
North Texas has hit the Moneyline in 3 of their last 5 away games (+0.95 Units / 8% ROI)

Charlotte Best Bets Today

Charlotte has hit the Team Total Under in 5 of their last 6 games (+3.85 Units / 57% ROI)
Charlotte has hit the 1H Game Total Under in 6 of their last 8 games at home (+3.85 Units / 43% ROI)
Charlotte has hit the Game Total Over in 7 of their last 12 games (+1.50 Units / 11% ROI)
Charlotte has hit the 1Q Game Total Under in 4 of their last 7 games at home (+0.65 Units / 8% ROI)
Charlotte has hit the 1Q Moneyline in 4 of their last 10 games (+0.65 Units / 6% ROI)

North Texas Against the Spread (ATS) Record

North Texas is 5-2 against the spread this college football season (+2.8 Units / 36.36% ROI).

North Texas is 6-1 when betting on the Moneyline for +4.65 Units / 10.38% ROI
North Texas is 5-2 when betting the Over for +2.8 Units / 36.36% ROI
North Texas is 2-5 when betting the Under for -3.5 Units / -45.45% ROI

Charlotte Against the Spread (ATS) Record

Charlotte iss 2-4 against the spread this college football season (-2.4 Units / -31.17% ROI).

Charlotte is 1-6 when betting on the Moneyline for -5 Units / -67.57% ROI
Charlotte is 4-3 when betting the Over for +0.7 Units / 9.09% ROI
Charlotte is 3-4 when betting the Under for -1.4 Units / -18.18% ROI

North Texas: Keys to the Game vs. Charlotte

Charlotte WRs averaged 18.4 yards per reception (2,114 yards/115 catches) last season– 2nd-best among FBS Teams; Average: 13.4

Charlotte RBs have fumbled 7 times this season– most among FBS Teams

Charlotte’s offense has thrown for 20 or more yards on just 7.6% of 224 attempts this season — T-24th-worst among FBS offenses. North Texas’s defense allowed 20+ yards on just 5.6% of attempts this season — T-7th-best among FBS defenses.

Charlotte WRs averaged 26.5 yards per reception (212 yards/8 catches) with 4-6 yards to go last season– best among FBS Teams; Average: 12.2

Charlotte has gained 1,450 yards on 134 receptions (just 10.8 YPR) this season — T-31st-worst among FBS skill players. North Texas’s defense has allowed just 10.2 Yards Per Reception this season — T-17th-best among FBS defenses.

Charlotte: Keys to the Game vs. North Texas

Charlotte has allowed a Completion Pct of 91% (20 completions/22 attempts) in the Red Zone this season– worst among Non-Power Conference Teams; Average: 55%

Charlotte has allowed 8.0 touchdowns per interception (16 TDs allowed, and 2 INT) this season– 6th-worst in FBS; Average: 1.8

Charlotte has allowed a Completion Pct of just 36% (5 completions/14 attempts) on 3rd and short since the 2024 season– T-best among Non-Power Conference Teams; Average: 64%

Charlotte has allowed a Completion Pct of 91% (20 completions/22 attempts) in the Red Zone this season– worst in FBS; Average: 54%

Charlotte has allowed 8.0 touchdowns per interception (16 TDs allowed, and 2 INT) this season– 2nd-worst among Non-Power Conference Teams; Average: 2.0

Matchup Notes for North Texas vs. Charlotte