South Florida vs Charlotte Prediction, Odds & Best Prop Bets โ€“ NCAAF, Week 12

Charlotte wide receiver Jairus Mack (12) reacts during the first half of an NCAA college football game against Maryland, Saturday, Sept. 9, 2023, in College Park, Md. (AP Photo/Nick Wass)
(AP Photo/Nick Wass)
  • South Florida is a -3 point favorite vs. Charlotte
  • South Florida vs. Charlotte Total (Over/Under): 52.5 points
  • TV Channel: ESPN+

The South Florida Bulls (4-5) visit Jerry Richardson Stadium to take on the Charlotte 49ers (3-6) on Nov. 16 in Charlotte, NC. Kickoff is scheduled for 3:30pm EST.

South Florida is a betting favorite in Week 12, with the spread sitting at -3 (-115).

The South Florida vs. Charlotte Over/Under is 52.5 total points.

Bet now on Charlotte vs South Florida & all NCAAF games with BetMGM

South Florida vs. Charlotte Odds, Spread, Over/Under:

SpreadTotal (O/U)Moneyline
South Florida-3 -11552.5 -105-150
Charlotte +3 -10552.5 -115+125

South Florida vs Charlotte Prediction:

The winning team model predicts South Florida will win this game with 57.9% confidence, based on game simulations, offensive & defensive matchups and recent game results.

This winning team prediction factors in up-to-date player injuries for both South Florida and Charlotte, key player performances this season and recent team trends.

South Florida vs Charlotte Spread Prediction:

Based on recent against-the-spread trends, the model predicts Charlotte will cover the spread with 52.3% confidence.

This prediction against the spread factors in ATS performances for both teams, opening and current betting lines plus public and sharp money already wagered on this matchup.


Bet now on Charlotte vs South Florida and all games with BetMGM


  • South Florida have covered the Spread in 4 of their last 6 away games (+1.80 Units / 27% ROI)
  • South Florida has hit the 1H Game Total Over in 4 of their last 6 away games (+1.70 Units / 26% ROI)
  • South Florida has hit the 1Q Game Total Over in 6 of their last 10 games (+1.50 Units / 13% ROI)
  • South Florida have covered the 1Q Spread in 3 of their last 5 away games (+0.90 Units / 15% ROI)
  • South Florida has hit the Game Total Under in 6 of their last 12 games (+0.50 Units / 4% ROI)
  • Charlotte has hit the 1H Game Total Under in 4 of their last 5 games at home (+2.95 Units / 53% ROI)
  • Charlotte has hit the Game Total Over in 7 of their last 11 games (+2.60 Units / 21% ROI)
  • Charlotte has hit the 1Q Game Total Under in 2 of their last 3 games at home (+2.00 Units / 53% ROI)
  • Charlotte have covered the 1H Spread in 3 of their last 5 games at home (+0.75 Units / 14% ROI)
  • Charlotte has hit the Moneyline in 2 of their last 5 games at home (+0.70 Units / 7% ROI)

We’ve highlighted some favorite college football player prop bets for South Florida players, looking at profitable historical betting trends:

Best South Florida Player Prop Bets Today

  • Sean Atkins has hit the Receiving Yards Over in his last game (+1.00 Units / 83% ROI)

Top NCAAF player prop bets for Charlotte players, looking at profitable historical betting trends:

Best Charlotte Player Prop Best Bets Today

  • Cartevious Norton has hit the Rushing Yards Under in his last game (+1.00 Units / 83% ROI)
  • O’Mega Blake has hit the Receiving Yards Over in his last game (+1.00 Units / 83% ROI)
  • Sean Brown has hit the Receiving Yards Under in his last game (+1.00 Units / 83% ROI)

South Florida Against the Spread (ATS) Record

South Florida is 4-5 against the spread this college football season (-1.5 Units / -15.15% ROI).

  • South Florida is 3-5 when betting on the Moneyline for -2 Units / -12.01% ROI
  • South Florida is 3-5 when betting the Over for -2.5 Units / -25.25% ROI
  • South Florida is 5-3 when betting the Under for +1.7 Units / 17.17% ROI

Charlotte Against the Spread (ATS) Record

Charlotte is 4-5 against the spread this college football season (-1.55 Units / -15.5% ROI).

  • Charlotte is 3-6 when betting on the Moneyline for -0.65 Units / -4.48% ROI
  • Charlotte is 6-3 when betting the Over for +2.7 Units / 27.27% ROI
  • Charlotte is 3-6 when betting the Under for -3.6 Units / -36.36% ROI

South Florida: Keys to the Game vs. Charlotte

South Florida is 8-3 (.727) when forcing at least one fumble since the 2023 season– T-12th-best among Non-Power Conference Teams; Average: .553

South Florida is 9-4 (.692) when averaging more than 5 yards on first down plays since the 2023 season– T-37th-best in FBS; Average: .606

South Florida is 4-11 (.267) when allowing 120 or more rushing yards since the 2023 season– T-37th-worst in FBS; Average: .384

South Florida is 4-2 (.667) when in a one score game since the 2023 season– T-23rd-best in FBS; Average: .505

Charlotte: Keys to the Game vs. South Florida

Charlotte is 3-14 (.176) when the opposing team rushes more than 30 times since the 2023 season– 8th-worst in FBS; Average: .446

Charlotte is 3-14 (.176) when the opposing team rushes more than 30 times since the 2023 season– 5th-worst among Non-Power Conference Teams; Average: .401

Charlotte is 2-11 (.154) when allowing 200 or more passing yards since the 2023 season– T-7th-worst in FBS; Average: .472

Charlotte is 3-13 (.188) when allowing 120 or more rushing yards since the 2023 season– 14th-worst among Non-Power Conference Teams; Average: .336

Matchup Notes for South Florida vs. Charlotte

Charlotte’s offense has thrown for 20 or more yards on 12.8% of 257 attempts this season — T-22nd-best among FBS offenses. South Florida’s defense allowed 20+ yards on 11.7% of attempts this season — T-30th-worst among FBS defenses.

Charlotte has gained 1,822 yards on 135 receptions (13.5 YPR) this season — T-23rd-best among FBS skill players. South Florida’s defense has allowed 13.1 Yards Per Reception this season — T-20th-worst among FBS defenses.

Charlotte’s RBs has 17 receptions in 9 games (just 1.9 per game) this season — T-19th-worst among FBS RBs. South Florida’s defense has allowed 20.4 receptions per game this season — T-28th-worst among FBS defenses.

No notes available for this game

South Florida Offensive Stats & Trends

South Florida WRs had 144 receiving yards on 3rd down last week– most among FBS Teams

South Florida WRs have averaged a touchdown every 25.8 receptions (129 Rec/5 TDs) this season– T-7th-worst Receptions Per TD among FBS Teams; Average: 11.1

South Florida WRs had 129 receiving yards in close and late situations last week– most among FBS Teams

South Florida Skill Players picked up first downs on 7 receptions in close and late situations last week– most among FBS Teams

South Florida WRs have fumbled 7 times this season– T-most among FBS Teams

Charlotte Offensive Stats & Trends

Charlotte’s offense has thrown for 20 or more yards on 12.8% of 257 attempts this season — T-22nd-best among FBS offenses. South Florida’s defense allowed 20+ yards on 11.7% of attempts this season — T-30th-worst among FBS defenses.

Charlotte TEs have averaged a touchdown every 34.3 receptions (103 Rec/3 TDs) since the 2023 season– 2nd-worst Receptions Per TD among FBS Teams; Average: 9.4

Charlotte has gained 1,822 yards on 135 receptions (13.5 YPR) this season — T-23rd-best among FBS skill players. South Florida’s defense has allowed 13.1 Yards Per Reception this season — T-20th-worst among FBS defenses.

Charlotte WRs have averaged 19.2 yards per reception (423 yards/22 catches) in the 4th quarter this season– 4th-best among FBS Teams; Average: 13.1

Charlotte WRs have averaged just 8.5 receptions per game (179/21) since the 2023 season– 9th-worst among FBS Teams; Average: 12.7

South Florida Bulls Defensive Stats & Trends

South Florida has tackled opponents for a loss on 15 of 50 rushing attempts (30% TFL%) in the Red Zone this season– 5th-best in FBS; Average: 15%.

South Florida has sacked opponents 6 times in the Red Zone this season– T-most in FBS

South Florida has tackled opponents for a loss on 29 of 117 rushing attempts (25% TFL%) in the Red Zone since the 2023 season– best among Non-Power Conference Teams; Average: 14%.

South Florida has tackled opponents for a loss on 29 of 117 rushing attempts (25% TFL%) in the Red Zone since the 2023 season– 2nd-best in FBS; Average: 15%.

South Florida defense has allowed 96 completions for 20 or more yards since the 2023 season– 3rd-most in FBS

Charlotte 49ers Defensive Stats & Trends

Charlotte has forced 10 fumbles on 782 carries (78.2 Carries Per Fumble) since the 2023 season– 4th-worst among Non-Power Conference Teams; Average: 42.2

Charlotte has allowed a Completion Pct of just 44% (8 completions/18 attempts) on 3rd and short since the 2023 season– T-3rd-best among Non-Power Conference Teams; Average: 62%

Charlotte has forced 3 fumbles on 352 carries (117.3 Carries Per Fumble) this season– 6th-worst in FBS; Average: 43.0

Charlotte has forced 10 fumbles on 782 carries (78.2 Carries Per Fumble) since the 2023 season– 8th-worst in FBS; Average: 41.8

Charlotte has allowed a Completion Pct of 66% (31 completions/47 attempts) on 3rd and long this season– 13th-worst in FBS; Average: 54%


Bet now on Charlotte vs South Florida and all games with BetMGM


More College Football Betting at BetMGM

BetMGM is the best online sportsbook for college football betting.

Whether youโ€™re a first-time bettor checking out the best sportsbook promos, a casual fan betting on Georgia football national championship odds, Michigan football odds, or Ohio State playoff odds, or a longtime diehard breaking down trends for live sports betting, there are entertainment options for everyone.

Visit the sportsbook today to place a college football bet online!

BetMGM First Bet Offer
About the Author

BetMGM

Read More @BETMGM

Our BetMGM editors and authors are sports experts with a wealth of knowledge of the sports industry at all levels. Their coverage includes sports news, previews and predictions, fun facts, and betting.

Our BetMGM editors and authors are sports experts with a wealth of knowledge of the sports industry at all levels. Their coverage includes sports news, previews and predictions, fun facts, and betting.