Temple vs Charlotte Prediction, Odds & Best Prop Bets – NCAAF, Week 8

BetMGM Betting Oct 15, 2025, 8:13 PM

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Temple is a -11.5 point favorite vs. Charlotte
Temple vs. Charlotte Total (Over/Under): 47.5 points
TV Channel: ESPN+

Temple (3-3) visit Jerry Richardson Stadium to take on Charlotte (1-5) on Oct. 18 in Charlotte, NC. Kickoff is scheduled for 3:30pm EDT.

Temple is a betting favorite in Week 8, with the spread sitting at -11.5 (-110).

The Temple vs. Charlotte Over/Under is 47.5 total points.

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Temple vs. Charlotte Odds, Spread, Over/Under:

	Spread	Total (O/U)	Moneyline
Temple	-11.5 -110	47.5 -110	-450
Charlotte	+11.5 -110	47.5 -110	350

Temple vs Charlotte Prediction:

The winning team model predicts Temple will win this game with 67.2% confidence, based on game simulations, offensive & defensive matchups and recent game results.

This winning team prediction factors in up-to-date player injuries for both Temple and Charlotte, key player performances this season and recent team trends.

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Temple Best Bets Today

Temple has hit the Game Total Over in their last 5 away games (+5.00 Units / 91% ROI)
Temple has hit the 1H Game Total Over in their last 5 away games (+5.00 Units / 86% ROI)
Temple has hit the Team Total Over in 5 of their last 6 games (+3.80 Units / 54% ROI)
Temple have covered the Spread in 8 of their last 12 games (+3.60 Units / 27% ROI)
Temple has hit the 1Q Game Total Over in 7 of their last 12 games (+1.26 Units / 9% ROI)

Charlotte Best Bets Today

Charlotte has hit the 1H Game Total Under in 6 of their last 7 games at home (+4.85 Units / 61% ROI)
Charlotte has hit the Team Total Under in 4 of their last 5 games (+2.85 Units / 52% ROI)
Charlotte has hit the 1Q Game Total Under in 4 of their last 6 games at home (+1.80 Units / 26% ROI)
Charlotte has hit the Game Total Over in 7 of their last 12 games (+1.50 Units / 11% ROI)

Temple Against the Spread (ATS) Record

Temple is 5-1 against the spread this college football season (+3.9 Units / 59.09% ROI).

Temple is 3-3 when betting on the Moneyline for +1 Units / 2.84% ROI
Temple is 4-2 when betting the Over for +1.8 Units / 27.27% ROI
Temple is 2-4 when betting the Under for -2.4 Units / -36.36% ROI

Charlotte Against the Spread (ATS) Record

Charlotte iss 2-3 against the spread this college football season (-1.3 Units / -19.7% ROI).

Charlotte is 1-5 when betting on the Moneyline for -4 Units / -62.5% ROI
Charlotte is 3-3 when betting the Over for -0.3 Units / -4.55% ROI
Charlotte is 3-3 when betting the Under for -0.3 Units / -4.55% ROI

Temple: Keys to the Game vs. Charlotte

Charlotte has allowed a Completion Pct of 94% (17 completions/18 attempts) in the Red Zone this season– worst in FBS; Average: 54%

Charlotte has allowed a Completion Pct of 94% (17 completions/18 attempts) in the Red Zone this season– worst among Non-Power Conference Teams; Average: 55%

Charlotte has allowed opponents to catch 17 of 18 passes (94% Reception Pct) in the Red Zone this season– worst among Non-Power Conference Teams; Average: 56%

Charlotte allowed 25.0 yards per completion (50 yards/2 completions) last week– worst in FBS; Average: 11.7

Charlotte has allowed 10 TD passes in the Red Zone this season– T-2nd-most among Non-Power Conference Teams

Charlotte: Keys to the Game vs. Temple

Charlotte WRs averaged 18.4 yards per reception (2,114 yards/115 catches) last season– 2nd-best among FBS Teams; Average: 13.4

Charlotte WRs have caught 4 touchdown passes in close and late situations this season– T-most among FBS Teams

Charlotte RBs have fumbled 6 times this season– most among FBS Teams

Charlotte has 296 receptions in 18 games (just 16.4 per game) since the 2024 season — T-28th-worst among FBS skill players. Temple’s defense has allowed just 16.3 receptions per game since the 2024 season — 15th-best among FBS defenses.

Charlotte WRs averaged 20.0 yards per reception (600 yards/30 catches) in the 4th quarter last season– 2nd-best among FBS Teams; Average: 13.2

Matchup Notes for Temple vs. Charlotte