Temple vs Toledo Prediction, Odds & Best Prop Bets โ€“ NCAAF, Week 3

Footballs sit ready on the field before an NCAA football game on Saturday, Oct. 14, 2023, in Muncie, Ind. (AP Photo/Doug McSchooler)
(AP Photo/Doug McSchooler)
Sportsbook Promos This Week
  • The Toledo Rockets are a -6 point favorite vs. the Temple Owls
  • Temple vs. Toledo Total (Over/Under): 50.5 points
  • TV Channel: CBSN

Temple (1-1) visit Glass Bowl to take on Toledo (1-1) on Sep. 19 in Toledo, OH. Kickoff is scheduled for 3:00 pm.

The Toledo Rockets are betting favorites in Week 3, with the spread sitting at -6 (-108).

The Temple vs. Toledo Over/Under is 50.5 total points.

Bet now on Toledo Rockets vs Temple Owls & all NCAAF games with BetMGM

Temple vs. Toledo Odds, Spread, Over/Under:

SpreadTotal (O/U)Moneyline
Temple+6 -11050.5 -105+180
Toledo -6 -10850.5 -112-220

Temple vs Toledo Prediction:

The winning team model predicts Toledo will win this game with 63.3% confidence, based on game simulations, offensive & defensive matchups and recent game results.

The winning team prediction factors in up-to-date player injuries for both the Temple Owls and the Toledo Rockets, key player performances this season and recent team trends.

Temple vs Toledo Spread Prediction:

Based on recent against-the-spread trends, the model predicts Toledo will cover the spread with 60.8% confidence.

This prediction against the spread factors in ATS performances for both teams, opening and current betting lines plus public and sharp money already wagered on this matchup.


Bet now on Toledo Rockets vs Temple Owls and all games with BetMGM


  • Temple has hit the 1H Game Total Over in 4 of their last 5 away games (+2.95 Units / 51% ROI)
  • Temple has hit the Game Total Over in 4 of their last 5 away games (+2.90 Units / 53% ROI)
  • Temple has hit the Team Total Over in 4 of their last 5 away games (+2.85 Units / 48% ROI)
  • Temple have covered the Spread in 7 of their last 11 games (+2.60 Units / 21% ROI)
  • Temple has hit the 1Q Game Total Over in 7 of their last 11 games (+2.55 Units / 21% ROI)
  • Toledo has hit the 1H Game Total Over in their last 5 games at home (+5.00 Units / 88% ROI)
  • Toledo has hit the 1Q Game Total Over in their last 5 games at home (+5.00 Units / 87% ROI)
  • Toledo has hit the Team Total Over in their last 5 games at home (+5.00 Units / 85% ROI)
  • Toledo has hit the 1H Moneyline in their last 5 games at home (+5.00 Units / 1% ROI)
  • Toledo have covered the 1Q Spread in 4 of their last 5 games at home (+2.95 Units / 50% ROI)

Temple Against the Spread (ATS) Record

Temple Owls is 2-0 against the spread this college football season (+2 Units / 90.91% ROI).

  • Temple is 1-1 when betting on the Moneyline for +0 Units / 0% ROI
  • Temple is 1-1 when betting the Over for -0.1 Units / -4.65% ROI
  • Temple is 1-1 when betting the Under for -0.15 Units / -6.67% ROI

Toledo Against the Spread (ATS) Record

Toledo Rockets is 1-0 against the spread this college football season (+1 Units / 45.45% ROI).

  • Toledo is 0-1 when betting on the Moneyline for -1 Units / -100% ROI
  • Toledo is 2-0 when betting the Over for +2 Units / 90.91% ROI
  • Toledo is 0-2 when betting the Under for -2.2 Units / -100% ROI

Temple: Keys to the Game vs. Toledo

Temple was 1-8 (.111) when throwing at least 1 interception last season– T-11th-worst in FBS; Average: .382

Temple was 2-8 (.200) when allowing 120 or more rushing yards last season– T-31st-worst in FBS; Average: .379

Temple was 2-9 (.182) when converting less than 50% of third down conversion opportunities last season– T-17th-worst in FBS; Average: .454

Temple was 2-9 (.182) when converting less than 50% of third down conversion opportunities last season– T-11th-worst among Non-Power Conference Teams; Average: .406

Toledo: Keys to the Game vs. Temple

Toledo was 7-3 (.700) when rushing at least 4 yards in a play 10 or more times last season– T-37th-best in FBS; Average: .575

Toledo was 7-2 (.778) when intercepting at least 1 pass last season– T-37th-best in FBS; Average: .668

Toledo was 5-1 (.833) when not losing a fumble last season– T-6th-best among Non-Power Conference Teams; Average: .533

Toledo was 10-1 (.909) when rushing more than 30 times in the 2023 season– T-13th-best in FBS; Average: .622

Matchup Notes for Temple vs. Toledo

Toledo’s offense threw for 20 or more yards on 11.6% of 397 attempts last season — T-31st-best among FBS offenses. Temple’s defense allowed 20+ yards on 12.3% of attempts last season — T-15th-worst among FBS defenses.

Toledo’s RBs averaged 9.7 yards after the catch last season — T-23rd-best among FBS RBs. Temple’s defense allowed 12.7 RAC last season — T-16th-worst among FBS defenses.

Toledo’s RBs gained 426 yards on 42 receptions (10.1 YPR) last season — T-18th-best among FBS RBs. Temple’s defense allowed 12.7 Yards Per Reception last season — T-20th-worst among FBS defenses.

Temple’s offense averaged 2.3 passing TDs per game last season — T-9th-best among FBS offenses. Toledo’s defense allowed just 0.8 passing TDs per game last season — 2nd-best among NonP5 defenses.

Temple’s WRs had 125 receptions in 12 games (just 10.4 per game) last season — 34th-worst among FBS WRs. Toledo’s defense allowed just 13.6 receptions per game last season — 2nd-best among FBS defenses.

Temple’s TEs had 0.8 receiving touchdowns per game last season — T-best among FBS TEs. Toledo’s defense allowed just 0.8 receiving touchdowns per game last season — T-7th-best among FBS defenses.

Temple Offensive Stats & Trends

Temple were not intercepted (80 pass attempts) in the 4th quarter last season– T-best among FBS Offenses; Average: 32.0

Temple threw 14.0 Passing TDs per Interception (28 passing TDs/2 interceptions) last season– 3rd-best among FBS Offenses; Average: 2.0

Temple threw 4 TDs and no interceptions in the 4th quarter last season– T-2nd-best among FBS Offenses; Average: 1.6

Temple threw 2 interceptions on 347 attempts (1 INT per 173.5 attempts) last season– 3rd-best among FBS Offenses; Average: 40.1

Temple TEs were targeted 4 times with 4-6 yards to go last week– T-most among FBS Teams

Toledo Offensive Stats & Trends

Toledo’s offense threw for 20 or more yards on 11.6% of 397 attempts last season — T-31st-best among FBS offenses. Temple’s defense allowed 20+ yards on 12.3% of attempts last season — T-15th-worst among FBS defenses.

Toledo’s RBs averaged 9.7 yards after the catch last season — T-23rd-best among FBS RBs. Temple’s defense allowed 12.7 RAC last season — T-16th-worst among FBS defenses.

Toledo RBs averaged just 3.7 Yards per Carry (294 yards/80 carries) in the 4th quarter last season– 10th-worst among FBS Teams; Average: 5.2

Toledo TEs caught 4 touchdown passes in the 4th quarter last season– T-2nd-most among FBS Teams

Toledo RBs averaged 4.2 yards from scrimmage per touch (1,491 yards / 355 touches) last season– T-5th-worst among FBS Teams; Average: 5.4

Temple Defensive Stats & Trends

Temple did not record a sack (32 pass attempts) in the Red Zone last season– T-worst in FBS; Average: 16.2

Temple did not record a sack (32 pass attempts) in the Red Zone last season– T-worst among Non-Power Conference Teams; Average: 15.8

Temple allowed 9.0 touchdowns per interception (27 TDs allowed, and 3 INT) in the 2023 season– worst among Non-Power Conference Teams; Average: 2.0

Temple tackled opponents for a loss on just 45 of 490 rushing attempts (9% TFL%) last season– 3rd-worst in FBS; Average: 16%.

Temple allowed opponents to catch just 8 of 23 passes (35% Reception Pct) in close and late situations last season– 2nd-best in FBS; Average: 61%

Toledo Defensive Stats & Trends

Toledo allowed a Completion Pct of just 9% (1 completions/11 attempts) on 3rd and short last season– best among Non-Power Conference Teams; Average: 63%

Toledo allowed a Completion Pct of just 9% (1 completions/11 attempts) on 3rd and short last season– best in FBS; Average: 63%

Toledo allowed a Completion Pct of just 30% (6 completions/20 attempts) in close and late situations last season– best among Non-Power Conference Teams; Average: 60%

Toledo allowed a Completion Pct of just 50% (177 completions/353 attempts) last season– 2nd-best in FBS; Average: 62%

Toledo allowed 255.2 yards from scrimmage per game last season– best among Non-Power Conference Teams; Average: 383.0


Bet now on Toledo Rockets vs Temple Owls and all games with BetMGM


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