- The Temple Owls are a -23.5 point favorite vs. the Charlotte 49ers
- Charlotte vs. Temple Total (Over/Under): 49.5 points
- TV Channel: ESPN+
Charlotte (0-6) visit Lincoln Financial Field to take on Temple (2-4) on Oct. 17 in Philadelphia, PA. Kickoff is scheduled for 1:00 pm.
The Temple Owls are betting favorites in Week 7, with the spread sitting at -23.5 (+120).
The Charlotte vs. Temple Over/Under is 49.5 total points.
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Charlotte vs. Temple Odds, Spread, Over/Under:
| Spread | Total (O/U) | Moneyline | |
| Charlotte | +23.5 -160 | 49.5 -165 | +1100 |
| Temple | -23.5 +120 | 49.5 +125 | -2000 |
Charlotte vs Temple Prediction:
The winning team model predicts Temple will win this game with 89.0% confidence, based on game simulations, offensive & defensive matchups and recent game results.
The winning team prediction factors in up-to-date player injuries for both the Charlotte 49ers and the Temple Owls, key player performances this season and recent team trends.
Charlotte vs Temple Spread Prediction:
Based on recent against-the-spread trends, the model predicts Temple will cover the spread with 68.5% confidence.
This prediction against the spread factors in ATS performances for both teams, opening and current betting lines plus public and sharp money already wagered on this matchup.
Bet now on Temple Owls vs Charlotte 49ers and all games with BetMGM
Charlotte Best Bets Today
- Charlotte have covered the Spread in 5 of their last 6 away games (+3.90 Units / 59% ROI)
- Charlotte has hit the 1H Game Total Under in 7 of their last 12 games (+2.50 Units / 18% ROI)
- Charlotte has hit the Game Total Under in 4 of their last 6 away games (+1.75 Units / 26% ROI)
- Charlotte has hit the Team Total Under in 7 of their last 12 games (+1.55 Units / 11% ROI)
- Charlotte has hit the 1Q Game Total Over in 7 of their last 12 games (+0.70 Units / 5% ROI)
Temple Best Bets Today
- Temple has hit the 1Q Game Total Over in 5 of their last 6 games at home (+3.95 Units / 58% ROI)
- Temple has hit the Team Total Under in 5 of their last 6 games at home (+3.85 Units / 56% ROI)
- Temple has hit the Game Total Under in 4 of their last 6 games at home (+1.75 Units / 26% ROI)
- Temple has hit the 1H Game Total Over in 7 of their last 12 games (+1.30 Units / 9% ROI)
- Temple have covered the 1H Spread in 7 of their last 12 games (+1.05 Units / 8% ROI)
Charlotte Against the Spread (ATS) Record
Charlotte 49ers is 2-4 against the spread this college football season (-2.38 Units / -36.17% ROI).
- Charlotte is 0-5 when betting on the Moneyline for -20.5 Units / -100% ROI
- Charlotte is 3-3 when betting the Over for -0.3 Units / -4.56% ROI
- Charlotte is 3-3 when betting the Under for -0.32 Units / -4.83% ROI
Temple Against the Spread (ATS) Record
Temple Owls is 4-2 against the spread this college football season (+1.8 Units / 27.27% ROI).
- Temple is 2-4 when betting on the Moneyline for -1.95 Units / -15.29% ROI
- Temple is 2-4 when betting the Over for -2.4 Units / -36.64% ROI
- Temple is 4-2 when betting the Under for +1.75 Units / 26.32% ROI
Charlotte: Keys to the Game vs. Temple
Charlotte is 1-6 (.125) when rushing more than 30 times since the 2024 season– 2nd-worst among Non-Power Conference Teams; Average: .577
Charlotte is winless (0-14) when converting less than 50% of third down conversion opportunities since the 2024 season– worst among Non-Power Conference Teams; Average: .412
Charlotte is 1-6 (.125) when rushing more than 30 times since the 2024 season– 2nd-worst in FBS; Average: .635
Charlotte is winless (0-15) when allowing 100 or more rushing yards since the 2024 season– T-worst among Non-Power Conference Teams; Average: .383
Temple: Keys to the Game vs. Charlotte
Temple is winless (0-3) when throwing at least 1 interception since the 2024 season– T-worst in FBS; Average: .391
Temple is 2-8 (.200) when allowing an average of more than 5 yards on first down plays since the 2024 season– T-10th-worst among Non-Power Conference Teams; Average: .403
Temple is 7-8 (.467) when rushing more than 30 times since the 2024 season– T-29th-worst in FBS; Average: .635
Temple was 2-8 (.200) when allowing 100 or more rushing yards last season– T-25th-worst in FBS; Average: .422
Matchup Notes for Charlotte vs. Temple
Temple’s WRs had just 125.5 receiving yards per game last season — 29th-worst among FBS WRs. Charlotte’s defense allowed 271.7 receiving yards per game last season — 7th-worst among FBS defenses.
Temple’s WRs had just 125.5 receiving yards per game last season — 29th-worst among FBS WRs. Charlotte’s defense allowed 271.7 receiving yards per game last season — 3rd-worst among NonP5 defenses.
Temple’s TEs had 0.8 receiving touchdowns per game last season — T-best among FBS TEs. Charlotte’s defense allowed 2.0 receiving touchdowns per game last season — T-12th-worst among FBS defenses.
Charlotte’s WRs has averaged 14.4 yards after the catch since the 2024 season — 19th-best among FBS WRs. Temple’s defense has allowed 12.2 RAC since the 2024 season — T-25th-worst among FBS defenses.
Charlotte’s RBs averaged just 4.7 yards after the catch last season — 3rd-worst among FBS RBs. Temple’s defense allowed 12.7 RAC last season — T-16th-worst among FBS defenses.
Charlotte’s RBs has rushed for 2,975 yards on 674 carries (just 4.4 YPC) since the 2024 season — T-7th-worst among FBS RBs. Temple’s defense have allowed 5.1 YPC since the 2024 season — T-2nd-worst among FBS defenses.
Charlotte Offensive Stats & Trends
Charlotte WRs averaged 26.5 yards per reception (212 yards/8 catches) with 4-6 yards to go last season– best among FBS Teams; Average: 12.2
Charlotte has scored on 15% of their drives (42/287) since the 2024 season– worst among FBS Offenses; Average: 26%
Charlotte WRs averaged 20.0 yards per reception (600 yards/30 catches) in the 4th quarter last season– 2nd-best among FBS Teams; Average: 13.2
Charlotte WRs averaged 18.4 yards per reception (2,114 yards/115 catches) last season– 2nd-best among FBS Teams; Average: 13.4
Charlotte has scored on 13% of their drives (19/149) in the 1st half since the 2024 season– worst among FBS Offenses; Average: 27%
Temple Offensive Stats & Trends
Temple have 3 interceptions on 468 attempts (1 INT per 156.0 attempts) since the 2024 season– best among FBS Offenses; Average: 41.6
Temple have thrown 12.3 Passing TDs per Interception (37 passing TDs/3 interceptions) since the 2024 season– best among FBS Offenses; Average: 2.2
Temple TEs had 4 receptions on 3rd down last week– most among FBS Teams
Temple have thrown 5 TDs and no interceptions in the 4th quarter since the 2024 season– T-best among FBS Offenses; Average: 1.7
Temple have not been intercepted (114 pass attempts) in the 4th quarter since the 2024 season– T-best among FBS Offenses; Average: 32.8
Charlotte Defensive Stats & Trends
Charlotte allowed 5 TD passes last week– 2nd-most among Non-Power Conference Teams
The Charlotte defense has allowed scores on 35% of opponent drives (41/116) this season– worst in FBS; Average: 23%
Charlotte has allowed 64 TDs in the Red Zone since the 2024 season– worst in FBS; Average: 2.0
Charlotte did not record a sack (42 pass attempts) in the Red Zone last season– T-worst in FBS; Average: 16.2
Charlotte has allowed 22 TDs in the Red Zone this season– T-2nd-most in FBS
Temple Defensive Stats & Trends
Temple did not record a sack (32 pass attempts) in the Red Zone last season– T-worst among Non-Power Conference Teams; Average: 15.8
Temple did not record a sack (32 pass attempts) in the Red Zone last season– T-worst in FBS; Average: 16.2
Temple has allowed 4 TD passes in close and late situations this season– T-3rd-most among Non-Power Conference Teams
Temple has allowed a Completion Pct of 92% (11 completions/12 attempts) on 3rd and short since the 2024 season– worst among Non-Power Conference Teams; Average: 63%
Temple allowed 9.0 touchdowns per interception (27 TDs allowed, and 3 INT) in the 2023 season– worst among Non-Power Conference Teams; Average: 2.0
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