Charlotte vs Navy Prediction, Odds & Best Prop Bets โ€“ NCAAF, Week 8

Navy fullback Daba Fofana runs with the ball during the first half of an NCAA college football game between Navy and Tulsa, Saturday, Oct. 8, 2022, in Annapolis, Md. Navy won 53-21.
(AP Photo/Julio Cortez)
  • The Navy is a -17 point favorite vs. Charlotte
  • The Charlotte vs. Navy Total (Over/Under): 54.5 points
  • TV Channel: CBSSN

The Charlotte 49ers (3-3) visit Navy-Marine Corps Memorial Stadium to take on the Navy Midshipmen (5-0) on Oct. 19 in Annapolis, MD. Kickoff is scheduled for 3:30pm EDT.

Navy is a betting favorite in Week 8, with the spread sitting at -17 (-105).

The Charlotte vs. Navy Over/Under is 54.5 total points.

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Charlotte vs. Navy Odds, Spread, Over/Under:

SpreadTotal (O/U)Moneyline
Charlotte+17 -11554.5 -110+550
Navy -17 -10554.5 -110-800

Charlotte vs Navy Prediction:

The winning team model predicts Navy will win this game with 88.8% confidence, based on game simulations, offensive & defensive matchups and recent game results.

This winning team prediction factors in up-to-date player injuries for both Charlotte and Navy, key player performances this season and recent team trends.

Charlotte vs Navy Spread Prediction:

Based on recent against-the-spread trends, the model predicts Navy will cover the spread with 85.1% confidence.

This prediction against the spread factors in ATS performances for both teams, opening and current betting lines plus public and sharp money already wagered on this matchup.


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  • Charlotte has hit the Game Total Over in 8 of their last 12 games (+3.60 Units / 27% ROI)
  • Charlotte has hit the Moneyline in 3 of their last 6 away games (+2.15 Units / 36% ROI)
  • Charlotte has hit the 1H Game Total Over in 4 of their last 6 away games (+1.85 Units / 29% ROI)
  • Charlotte have covered the Spread in 4 of their last 6 away games (+1.80 Units / 27% ROI)
  • Charlotte has hit the 1Q Game Total Over in 3 of their last 6 away games (+0.90 Units / 13% ROI)
  • Navy have covered the 1Q Spread in 5 of their last 6 games at home (+4.05 Units / 53% ROI)
  • Navy has hit the Moneyline in 4 of their last 6 games at home (+4.00 Units / 38% ROI)
  • Navy has hit the 1H Moneyline in 4 of their last 6 games at home (+3.20 Units / 35% ROI)
  • Navy has hit the 1Q Game Total Under in 4 of their last 6 games at home (+3.05 Units / 44% ROI)
  • Navy has hit the 1H Game Total Under in 5 of their last 7 games at home (+2.75 Units / 36% ROI)

Charlotte Against the Spread (ATS) Record

Charlotte is 3-3 against the spread this college football season (-0.35 Units / -5.22% ROI).

  • Charlotte is 3-3 when betting on the Moneyline for +2.35 Units / 20.43% ROI
  • Charlotte is 4-2 when betting the Over for +1.8 Units / 27.27% ROI
  • Charlotte is 2-4 when betting the Under for -2.4 Units / -36.36% ROI

Navy Against the Spread (ATS) Record

Navy is 4-1 against the spread this college football season (+2.9 Units / 52.73% ROI).

  • Navy is 4-0 when betting on the Moneyline for +5.75 Units / 47.72% ROI
  • Navy is 5-0 when betting the Over for +5 Units / 90.91% ROI
  • Navy is 0-5 when betting the Under for -5.5 Units / -100% ROI

Charlotte: Keys to the Game vs. Navy

Charlotte is 4-9 (.308) when rushing more than 30 times since the 2023 season– T-8th-worst in FBS; Average: .627

Charlotte is 3-10 (.231) when allowing more than 3 explosive runs since the 2023 season– T-15th-worst among Non-Power Conference Teams; Average: .346

Charlotte is 3-10 (.231) when allowing 120 or more rushing yards since the 2023 season– T-33rd-worst in FBS; Average: .383

Charlotte is 3-11 (.214) when allowing 7 or more explosive plays since the 2023 season– 14th-worst among Non-Power Conference Teams; Average: .368

Navy: Keys to the Game vs. Charlotte

Navy is 8-3 (.727) when not losing a fumble since the 2023 season– T-38th-best in FBS; Average: .601

Navy is 7-2 (.778) when making 7 or more explosive plays since the 2023 season– 9th-best among Non-Power Conference Teams; Average: .596

Navy is 10-3 (.769) when making 3 or more explosive runs in a game since the 2023 season– T-14th-best among Non-Power Conference Teams; Average: .611

Navy is 8-5 (.571) when the opposing team rushes more than 30 times since the 2023 season– T-9th-best among Non-Power Conference Teams; Average: .397

Matchup Notes for Charlotte vs. Navy

Navy’s offense has thrown for 849 passing yards in 5 games (just 169.8 YPG) this season — 15th-worst among FBS offenses. Charlotte’s defense has allowed 252.8 passing yards per game this season — 28th-worst among FBS defenses.

Navy’s offense has thrown for 20 or more yards on 27.9% of 68 attempts this season — best among FBS offenses. Charlotte’s defense allowed 20+ yards on 12.4% of attempts this season — T-23rd-best among FBS defenses.

Charlotte Offensive Stats & Trends

Charlotte WRs have no touchdowns on 18 receptions in close and late situations since the 2023 season– T-worst Receptions Per TD among FBS Teams; Average: 10.6

Charlotte Skill Players have averaged a touchdown every 3.2 receptions (19 Rec/6 TDs) in the Red Zone since the 2023 season– T-6th-worst Receptions Per TD among FBS Teams; Average: 2.1

Charlotte Skill Players have averaged a touchdown every 19.7 receptions (296 Rec/15 TDs) since the 2023 season– 7th-worst Receptions Per TD among FBS Teams; Average: 11.5

Charlotte WRs have averaged just 9.1 receptions per game (163/18) since the 2023 season– T-11th-worst among FBS Teams; Average: 12.8

Charlotte WRs have averaged just 10.3 receptions per game (62/6) this season– T-32nd-worst among FBS Teams; Average: 12.6

Navy Offensive Stats & Trends

Navy have completed passes for 20+ yards on 19 of their 68 total passing attempts (28%) this season– best among FBS Offenses; Average: 11%

Navy WRs have averaged just 0.6 receptions per game (3/5) this season– worst among FBS Teams; Average: 12.6

Navy Skill Players have averaged 26.2 yards per reception (315 yards/12 catches) on 1st down this season– 2nd-best among FBS Teams; Average: 12.6

Navy WRs have averaged 33.0 yards per reception (99 yards/3 catches) this season– best among FBS Teams; Average: 13.4

Navy Skill Players have averaged 16.3 yards per reception (1,927 yards/118 catches) since the 2023 season– T-2nd-best among FBS Teams; Average: 12.1

Charlotte 49ers Defensive Stats & Trends

Charlotte has tackled opponents for a loss on 3 of 12 rushing attempts (25% TFL%) on 3rd and short this season– T-2nd-best among Non-Power Conference Teams; Average: 10%.

Charlotte has not recorded a sack (20 pass attempts) in the Red Zone this season– T-worst among Non-Power Conference Teams; Average: 13.4

Charlotte has allowed 12 TDs in close and late situations since the 2023 season– T-most among Non-Power Conference Teams

Charlotte has allowed a Completion Pct of just 44% (7 completions/16 attempts) on 3rd and short since the 2023 season– T-5th-best in FBS; Average: 62%

Charlotte has allowed passes of 20+ yards on just 1 of 34 attempts (3%) on 3rd and long this season– 5th-worst among Non-Power Conference Teams; Average: 10%

Navy Midshipmen Defensive Stats & Trends

Navy has allowed no passing TDs (18 pass attempts) in the Red Zone this season– T-best in FBS; Average: 3.9

Navy has allowed no passing TDs (18 pass attempts) in the Red Zone this season– T-best among Non-Power Conference Teams; Average: 3.8

Navy’s opponents has attempted two-point conversions on 28% of PATs this season– highest among Non-Power Conference Teams; Average: 7%

Navy has allowed a Completion Pct of just 17% (3 completions/18 attempts) in the Red Zone this season– best among Non-Power Conference Teams; Average: 56%

Navy has allowed a Completion Pct of just 17% (3 completions/18 attempts) in the Red Zone this season– best in FBS; Average: 53%


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