South Florida vs Charlotte Prediction, Odds & Best Prop Bets โ€“ NCAAF, Week 12

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Charlotte wide receiver Jairus Mack (12) reacts during the first half of an NCAA college football game against Maryland, Saturday, Sept. 9, 2023, in College Park, Md. (AP Photo/Nick Wass)
(AP Photo/Nick Wass)
BetMGM Betting @BETMGM Nov 13, 2024, 4:25 PM
  • South Florida is a -3 point favorite vs. Charlotte
  • South Florida vs. Charlotte Total (Over/Under): 52.5 points
  • TV Channel: ESPN+

The South Florida Bulls (4-5) visit Jerry Richardson Stadium to take on the Charlotte 49ers (3-6) on Nov. 16 in Charlotte, NC. Kickoff is scheduled for 3:30pm EST.

South Florida is a betting favorite in Week 12, with the spread sitting at -3 (-115).

The South Florida vs. Charlotte Over/Under is 52.5 total points.

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South Florida vs. Charlotte Odds, Spread, Over/Under:

SpreadTotal (O/U)Moneyline
South Florida-3 -11552.5 -105-150
Charlotte +3 -10552.5 -115+125

South Florida vs Charlotte Prediction:

The winning team model predicts South Florida will win this game with 57.9% confidence, based on game simulations, offensive & defensive matchups and recent game results.

This winning team prediction factors in up-to-date player injuries for both South Florida and Charlotte, key player performances this season and recent team trends.

South Florida vs Charlotte Spread Prediction:

Based on recent against-the-spread trends, the model predicts Charlotte will cover the spread with 52.3% confidence.

This prediction against the spread factors in ATS performances for both teams, opening and current betting lines plus public and sharp money already wagered on this matchup.


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  • South Florida have covered the Spread in 4 of their last 6 away games (+1.80 Units / 27% ROI)
  • South Florida has hit the 1H Game Total Over in 4 of their last 6 away games (+1.70 Units / 26% ROI)
  • South Florida has hit the 1Q Game Total Over in 6 of their last 10 games (+1.50 Units / 13% ROI)
  • South Florida have covered the 1Q Spread in 3 of their last 5 away games (+0.90 Units / 15% ROI)
  • South Florida has hit the Game Total Under in 6 of their last 12 games (+0.50 Units / 4% ROI)
  • Charlotte has hit the 1H Game Total Under in 4 of their last 5 games at home (+2.95 Units / 53% ROI)
  • Charlotte has hit the Game Total Over in 7 of their last 11 games (+2.60 Units / 21% ROI)
  • Charlotte has hit the 1Q Game Total Under in 2 of their last 3 games at home (+2.00 Units / 53% ROI)
  • Charlotte have covered the 1H Spread in 3 of their last 5 games at home (+0.75 Units / 14% ROI)
  • Charlotte has hit the Moneyline in 2 of their last 5 games at home (+0.70 Units / 7% ROI)

We’ve highlighted some favorite college football player prop bets for South Florida players, looking at profitable historical betting trends:

Best South Florida Player Prop Bets Today

  • Sean Atkins has hit the Receiving Yards Over in his last game (+1.00 Units / 83% ROI)

Top NCAAF player prop bets for Charlotte players, looking at profitable historical betting trends:

Best Charlotte Player Prop Best Bets Today

  • Cartevious Norton has hit the Rushing Yards Under in his last game (+1.00 Units / 83% ROI)
  • O’Mega Blake has hit the Receiving Yards Over in his last game (+1.00 Units / 83% ROI)
  • Sean Brown has hit the Receiving Yards Under in his last game (+1.00 Units / 83% ROI)

South Florida Against the Spread (ATS) Record

South Florida is 4-5 against the spread this college football season (-1.5 Units / -15.15% ROI).

  • South Florida is 3-5 when betting on the Moneyline for -2 Units / -12.01% ROI
  • South Florida is 3-5 when betting the Over for -2.5 Units / -25.25% ROI
  • South Florida is 5-3 when betting the Under for +1.7 Units / 17.17% ROI

Charlotte Against the Spread (ATS) Record

Charlotte is 4-5 against the spread this college football season (-1.55 Units / -15.5% ROI).

  • Charlotte is 3-6 when betting on the Moneyline for -0.65 Units / -4.48% ROI
  • Charlotte is 6-3 when betting the Over for +2.7 Units / 27.27% ROI
  • Charlotte is 3-6 when betting the Under for -3.6 Units / -36.36% ROI

South Florida: Keys to the Game vs. Charlotte

South Florida is 8-3 (.727) when forcing at least one fumble since the 2023 season– T-12th-best among Non-Power Conference Teams; Average: .553

South Florida is 9-4 (.692) when averaging more than 5 yards on first down plays since the 2023 season– T-37th-best in FBS; Average: .606

South Florida is 4-11 (.267) when allowing 120 or more rushing yards since the 2023 season– T-37th-worst in FBS; Average: .384

South Florida is 4-2 (.667) when in a one score game since the 2023 season– T-23rd-best in FBS; Average: .505

Charlotte: Keys to the Game vs. South Florida

Charlotte is 3-14 (.176) when the opposing team rushes more than 30 times since the 2023 season– 8th-worst in FBS; Average: .446

Charlotte is 3-14 (.176) when the opposing team rushes more than 30 times since the 2023 season– 5th-worst among Non-Power Conference Teams; Average: .401

Charlotte is 2-11 (.154) when allowing 200 or more passing yards since the 2023 season– T-7th-worst in FBS; Average: .472

Charlotte is 3-13 (.188) when allowing 120 or more rushing yards since the 2023 season– 14th-worst among Non-Power Conference Teams; Average: .336

Matchup Notes for South Florida vs. Charlotte

Charlotte’s offense has thrown for 20 or more yards on 12.8% of 257 attempts this season — T-22nd-best among FBS offenses. South Florida’s defense allowed 20+ yards on 11.7% of attempts this season — T-30th-worst among FBS defenses.

Charlotte has gained 1,822 yards on 135 receptions (13.5 YPR) this season — T-23rd-best among FBS skill players. South Florida’s defense has allowed 13.1 Yards Per Reception this season — T-20th-worst among FBS defenses.

Charlotte’s RBs has 17 receptions in 9 games (just 1.9 per game) this season — T-19th-worst among FBS RBs. South Florida’s defense has allowed 20.4 receptions per game this season — T-28th-worst among FBS defenses.

No notes available for this game

South Florida Offensive Stats & Trends

South Florida WRs had 144 receiving yards on 3rd down last week– most among FBS Teams

South Florida WRs have averaged a touchdown every 25.8 receptions (129 Rec/5 TDs) this season– T-7th-worst Receptions Per TD among FBS Teams; Average: 11.1

South Florida WRs had 129 receiving yards in close and late situations last week– most among FBS Teams

South Florida Skill Players picked up first downs on 7 receptions in close and late situations last week– most among FBS Teams

South Florida WRs have fumbled 7 times this season– T-most among FBS Teams

Charlotte Offensive Stats & Trends

Charlotte’s offense has thrown for 20 or more yards on 12.8% of 257 attempts this season — T-22nd-best among FBS offenses. South Florida’s defense allowed 20+ yards on 11.7% of attempts this season — T-30th-worst among FBS defenses.

Charlotte TEs have averaged a touchdown every 34.3 receptions (103 Rec/3 TDs) since the 2023 season– 2nd-worst Receptions Per TD among FBS Teams; Average: 9.4

Charlotte has gained 1,822 yards on 135 receptions (13.5 YPR) this season — T-23rd-best among FBS skill players. South Florida’s defense has allowed 13.1 Yards Per Reception this season — T-20th-worst among FBS defenses.

Charlotte WRs have averaged 19.2 yards per reception (423 yards/22 catches) in the 4th quarter this season– 4th-best among FBS Teams; Average: 13.1

Charlotte WRs have averaged just 8.5 receptions per game (179/21) since the 2023 season– 9th-worst among FBS Teams; Average: 12.7

South Florida Bulls Defensive Stats & Trends

South Florida has tackled opponents for a loss on 15 of 50 rushing attempts (30% TFL%) in the Red Zone this season– 5th-best in FBS; Average: 15%.

South Florida has sacked opponents 6 times in the Red Zone this season– T-most in FBS

South Florida has tackled opponents for a loss on 29 of 117 rushing attempts (25% TFL%) in the Red Zone since the 2023 season– best among Non-Power Conference Teams; Average: 14%.

South Florida has tackled opponents for a loss on 29 of 117 rushing attempts (25% TFL%) in the Red Zone since the 2023 season– 2nd-best in FBS; Average: 15%.

South Florida defense has allowed 96 completions for 20 or more yards since the 2023 season– 3rd-most in FBS

Charlotte 49ers Defensive Stats & Trends

Charlotte has forced 10 fumbles on 782 carries (78.2 Carries Per Fumble) since the 2023 season– 4th-worst among Non-Power Conference Teams; Average: 42.2

Charlotte has allowed a Completion Pct of just 44% (8 completions/18 attempts) on 3rd and short since the 2023 season– T-3rd-best among Non-Power Conference Teams; Average: 62%

Charlotte has forced 3 fumbles on 352 carries (117.3 Carries Per Fumble) this season– 6th-worst in FBS; Average: 43.0

Charlotte has forced 10 fumbles on 782 carries (78.2 Carries Per Fumble) since the 2023 season– 8th-worst in FBS; Average: 41.8

Charlotte has allowed a Completion Pct of 66% (31 completions/47 attempts) on 3rd and long this season– 13th-worst in FBS; Average: 54%


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Our BetMGM betting authors are experts who focus on individual game matchups & player prop bets with an emphasis on betting odds, lines & predictions.

Our BetMGM betting authors are experts who focus on individual game matchups & player prop bets with an emphasis on betting odds, lines & predictions.