Are NFL Contracts Fully Guaranteed?

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Minnesota Vikings quarterback Kirk Cousins passes
(AP Photo/Abbie Parr)
BetMGM @BETMGM Feb 21, 2023, 1:34 PM

Not all NFL contracts are fully guaranteed. Among nearly 2,000 players under contract in 2022, only 112 had fully-guaranteed deals.

Reasons vary on why a player would have a contract fully guaranteed. Some demand that in negotiations, while others can only sign what they can due to some restrictions.

Rookie contracts for players drafted in the first round see their contracts go fully guaranteed. However, that’s part of the rules which also limit how much those rookies can make.

For example, Sauce Gardner was among the NFL odds leaders to be drafted first overall and was selected fourth by the Jets last year out of Cincinnati. Because of limits based on where he was drafted and his position, he signed a four-year, $33.5 million deal. It was all guaranteed.

Gardner is already among the best cornerbacks in the league, earning one of two All-Pro spots as a rookie. But he’s the 21st-highest paid cornerback in the NFL based on total contract value.

NFL Players With All Guaranteed Money

Browns quarterback Deshaun Watson ($230 million) and Vikings quarterback Kirk Cousins ($35 million) were players in 2022 with fully-guaranteed, non-rookie contracts that have total value of more than $20 million.

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Our BetMGM editors and authors are sports experts with a wealth of knowledge of the sports industry at all levels. Their coverage includes sports news, previews and predictions, fun facts, and betting.